AGENCIES & SAAS
A business account for agencies and SaaS that work across borders
A business account for regular payments from clients abroad, with a documented review process, a named manager and your fee confirmed in writing.
A multi-currency business account in USD and EUR: clients pay in USD via ACH, Wire or SWIFT and in EUR via SEPA, and you pay contractors abroad from the same account.
Eligibility reviewed for each business · A named manager · Fee quoted in writing
ACCOUNT STATEMENT
USD
$291,400
EUR
€61,750
JUL 12Client invoice EUR+9,400.00
JUL 11Retainer USD+12,000.00
JUL 10Contractor payouts EUR−8,350.00
JUL 09SaaS subscription USD+6,200.00
Illustrative example
Where international payments slow your team down
01
Payments held for review
Your bank holds each foreign inflow until you explain it.
02
Clients abroad need clear payment details
Without details in their currency, invoices get paid late.
03
Conversion costs you can't see
Fees and the FX rate are unclear until the money lands.
04
Contractors in five countries
You send each payout as a separate manual transfer.
Payment infrastructure for agencies and SaaS
✓Receive international client payments
✓Account details for your invoices
✓Balances in USD and EUR, with a fixed fee quoted in writing
✓Corporate card for subscriptions and ads, where supported
✓Pay contractors in USD (ACH, Wire, SWIFT) or EUR (SEPA)
✓Settlement of digital-asset revenue (USDT, USDC) into USD or EUR
CORPORATECorporate cards for advertising, subscriptions and team spend. Available to eligible businesses.
How it works
STEP 01
Apply
Send a short request. Our team follows up and books a call with you.
STEP 02
Verify your business
You get a clear document list. We verify your business and run ongoing reviews as required.
STEP 03
Start operating
Receive payments, pay out and use your corporate card. Your fee is confirmed in writing before activation.
Timeframes depend on your business profile.
USD · EUR
MULTI-CURRENCY
Fixed fee
QUOTED IN WRITING
Named
ONE POINT OF CONTACT
Cards
FOR TEAM SPEND, WHERE SUPPORTED
What to expect when we review a payment
✓You know in advance which documents we may ask for: contract, invoice, proof of service.
✓Your manager tells you what we check and what the next step is, where permitted.
✓You keep one point of contact from the first payment to daily operations.
Who this is for
✓Digital agencies, SaaS and IT service companies with clients abroad
✓Teams whose clients pay in USD and EUR
✓Teams paying contractors in several countries
Not a fit
Freelancers without a registered company
Businesses that need card acquiring on their website
Company and compliance
Company
Registered in Canada. Registration and service provider details: legal.artpay.co
Verification
Business verification and ongoing reviews as required
Records
Transaction records for reconciliation
Named manager
One point of contact from onboarding to daily operations
PRELIMINARY CHECK · 60 SECONDS
Check eligibility
1. COUNTRY OF COMPANY REGISTRATION
2. YOUR BUSINESS
3. MONTHLY VOLUME
PRELIMINARY ASSESSMENT
Pick your country, business and monthly volume. We show whether your case looks like a fit and what happens next.
Preliminary only. Final availability follows business and compliance review.
Questions
Clients can pay in USD or EUR by bank transfer. Your manager confirms the account details for your setup during onboarding.
We may review accounts and transactions under applicable policies. Where permitted, we explain what we need and what happens next.
You get transaction records for reconciliation. We don't give tax advice.
Registration and service provider details are on our Legal page at legal.artpay.co.
Revenue received in digital assets: we settle USDT and USDC into USD or EUR on your company account.
Tell us how your clients pay you.
Tell us your payment route and monthly volume. Your manager replies with a preliminary assessment and a written fee quote.
✓ Our team follows up on your request
✓ A named manager from onboarding onward
✓ A documented onboarding and review process
FROM OUR GUIDES
AGENCIES & SAAS
Receiving international client payments: what agencies and SaaS companies should set up
AGENCIES & SAAS
International payments for a marketing agency: client budgets, ad spend and creator payouts
PARTNER PAYOUTS
Paying creators, publishers and contractors in other countries
FINANCE TEAM GUIDES
Choosing a payments provider for an international company: a CFO's checklist